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Mudra Loan Status Check Online 2026

Know the progress of your Pradhan Mantri Mudra Yojana application. Learn how to track your status using JanSamarth credentials, reference numbers, or bank portals.

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Mudra Loan Lifecycle & Status Stages

Once you submit your application for a Mudra loan, it goes through several stages of review and checks by banking underwriters. The visual flow below shows the typical journey of an application:

Submitted
Application filed online
Verification
Credit checks & site visit
Sanctioned
Loan gets bank approval
Disbursed
Funds paid to account

How to Track Mudra Loan Status Online (2026)

There are multiple channels to trace the active status of your Mudra Loan application:

Method 1: Via the JanSamarth Portal (Centralized Track)

If you submitted your Mudra loan request digitally through the JanSamarth system:

  1. Go to the official website at www.jansamarth.in.
  2. Click on **Login** and enter your registered mobile number, solved Captcha, and password.
  3. Once logged in, navigate to your account dashboard.
  4. Your active applications will be listed with their real-time status showing (e.g. "Pending with Lenders", "Sanctioned", or "Disbursed").

Method 2: Via Partner Bank Portals

If you applied directly through a specific bank's online web portal:

  • SBI e-Mudra: Visit the SBI e-Mudra tracking page and enter your mobile number and reference details.
  • Bank of Baroda / PNB: Use their respective commercial credit status page, inputting the application reference ID sent to you via SMS when you applied.

Method 3: Offline Branch Inquiry & eMitra assistance

  • Visit the bank branch where you submitted your documents. Present your application reference number and identity card to the branch manager.
  • In Rajasthan, you can also visit your nearest **eMitra kiosk** and request the operator to pull the status of your online credit application.

Official Support Desks for Queries

If your application remains stuck for a long period, reach out to these support hotlines:

  • SLBC Rajasthan Toll-Free Helpline: `1800-180-6546` (Run by State Level Bankers' Committee Rajasthan)
  • National PMMY Hotline: `1800-180-1111` / `1800-11-0001`
  • JanSamarth Helpline: `+91-7969076500`

Understanding Mudra Loan Status Definitions

  • Submitted / Pending: Your application has been logged but has not yet been reviewed by the bank's loan department.
  • Under Verification / In-Progress: The bank is verifying your documents, performing a credit check (CIBIL), or preparing a field inspection of your shop or business.
  • Sanctioned: Your loan has been approved. The bank will issue a sanction letter detailing the interest rate and terms. You must sign this to proceed.
  • Disbursed: The loan amount has been credited to your bank account. You will also receive a **Mudra Card** (RuPay debit card) for withdrawing working capital funds.

Frequently Asked Questions

Digital applications on JanSamarth update in real-time. Direct bank offline applications can take anywhere from 3 to 7 working days to reflect on the bank's digital tracker system.

You should first contact your bank branch manager where the loan is being processed. Alternatively, you can use the official JanSamarth support helpline or email details provided in their contact section.

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